West Capital Lending Expanded Mortgage Operations
A new team of 33 mortgage professionals has joined West Capital Lending to bolster local service in Tennessee and Missouri.
Updated on Sept. 29, 2026 in Residential
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West Capital Lending has recruited a 33-person team led by Michael Cecero to expand its mortgage footprint. The group brings a combined annual production of $325 million to the company's new office locations in Franklin, Tennessee, and Columbia, Missouri.
Why it matters
This expansion aims to integrate Cecero's established training process for developing new loan officers into West Capital Lending’s national growth strategy. Homeowners in these areas gain access to a larger pool of resources through the firm's expanded wholesale platform and lender network.
The incoming team previously funded 706 units totaling $242 million in 2021, and the leader, Michael Cecero, brings a history of 3,000 VA purchase closings.
The players
Michael Cecero
A mortgage industry veteran formerly of E Mortgage Capital, loanDepot, and Veterans United Home Loans who specializes in loan officer development.
West Capital Lending
A residential mortgage lender currently expanding its wholesale operations and national market footprint.
The details
The newly acquired team integrates into West Capital Lending by utilizing a proprietary training program designed to recruit and license new loan officers. By joining the company's wholesale platform, they gain broader access to technology and a diverse lender network. This structure allows the company to scale its mortgage operations while maintaining the specific development processes established by Cecero.
Timeline
In 2021, the team funded 706 units totaling $242 million.
West Capital Lending announced the hiring of the team on September 29, 2026.
The Home Front
This move highlights the ongoing consolidation of regional mortgage production talent into centralized wholesale platforms. It reflects a wider industry trend of lenders prioritizing established, high-volume teams to secure reliable growth in local markets.
If you are currently house hunting in Franklin or Columbia, you may find more local loan officers available to assist with your financing needs. Always compare quotes from multiple lenders to ensure you are receiving the most competitive rates available in your local market.
The takeaway
When shopping for a mortgage, consider the depth of the lender's network and their ability to guide you through complex programs like VA loans. Keep records of your loan officer's qualifications and your own financial history to streamline your application process.
Further reading
For more information on mortgage market trends, visit Residential.
Source note: This article includes information reported by HousingWire.
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